Workers compensation insurance covers work-related injury and illness, pays for medical care and physical rehabilitation of injured workers .and replaces their lost wages while they're unable to work. It is mandated by the State of New York for most businesses with full- or part-time employees, with some exceptions. Many workers compensation policies also include employers’ liability insurance, which protects your business if it is sued as part of an employee’s job-related injury or illness.
Workers compensation rates are set by the State, based on a variety of factors, including workplace safety and prior claims history. Ask us for details about our workers compensation policies, and what you can do to reduce your workers comp costs.
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